PayPal is a global digital payment platform and electronic wallet enabling online money transfers and e-commerce payments — used by 400+ million users across 200+ countries without sharing credit cards with merchants.

What Is PayPal?

• Core Function: Digital payment system and wallet for online transfers.
• Scale: 400+ million users, 200+ countries, 100+ currencies.
• Primary Uses: E-commerce payments, invoicing, peer-to-peer transfers, subscriptions.
• Heritage: Pioneer in digital payments (founded 2002).
• Security: Fraud protection, buyer/seller protection programs.

Why PayPal Matters

• Trust: Users don't share credit card with merchants (increases conversion).
• Global: Operates everywhere with local payment methods.
• Comprehensive: Payments, invoicing, payouts, subscriptions.
• Protection: Buyer/seller protection, dispute resolution.
• Integration: Works with Shopify, WooCommerce, Stripe, major platforms.
• Instant: Real-time international transfers.

Core Products

PayPal Wallet: Send/receive money peer-to-peer. Payment Buttons: Embed checkout on website (e-commerce). Invoicing: Create, send, track invoices. Mass Payouts: Pay contractors, creators, employees in bulk. Subscriptions: Recurring billing for memberships.

Developer Integration

// Smart Payment Button
paypal.Buttons({
  createOrder: (data, actions) => {
    return actions.order.create({
      purchase_units: [{ amount: { value: '99.99' } }]
    });
  },
  onApprove: (data, actions) => {
    return actions.order.capture();
  }
}).render('#paypal-button-container');

Pricing: Free to receive payments, 2.99% + $0.30 per transaction.

PayPal is the trusted global payment standard — enabling e-commerce and international transfers with buyer/seller protection.